Archive for the ‘Financial Review’ Category

She is an admirable woman and expert in personal financial planning. 

Clicking the link below you will know what she recommends when we lose our jobs and we have an emergency fund. Having an EF is important, but most of the time we do not have the money to save.

I will start an EF that can allow me to invest that money profitably the next year; however, this will take discipline and commitment, but it is worth. Let’s take a look at what Suze has to say and let’s start preparing our budget for 2011.

If you do not have experience in preparing a budget you will have to look for help. In the meantime, let me know your comments or questions to find out whether I can help.


Just for Emergencies –


What To Expect On Monday

Posted: October 23, 2010 in Financial Review

She is one of the best financial reporters I have heard and I would like to share with you her perceptions about what to expect on next Monday in the financial markets. In the meantime I enjoy my breakfast.


Maria’s Market Message –

Reading The Balance Sheet

Posted: August 19, 2010 in Financial Review

Nice morning here in Miami, having breakfast. I was going back to my knowledge sources and I was refreshing about financial statements, how to read them and how to analyze them.

Marketers have to understand the financial aspect of their businesses because they are who make  the profitability of the organizations to boost and they can bring to the table cost-effective operations.

Said that, we know we have to be aware of the impact our strategies and programs to increase our market share will have on the businesses’ finances.

I found a basic article that may help to understand the global picture of one of those financial statements. The Balance Sheet, that is the one showing the current financial position of the company, it is the one that shows where the company stands.

Well, just link and have a great day.

Reading The Balance Sheet.

Are we close to a double dip? Let experts tell us what they expect about the new release of earnings and economic data, and the meantime I will try to enjoy my lunch, a better option?

I don’t think so.


Reaction to Earnings, Economic Data –

We all know that any investor is looking for return but he/she needs to be sure what the risk he/she is willing to take for that return is.

Once investors have set up objectives, constraints, the strategy and structure of their portfolio based on risk-return approach they will determine what  the type of risk is they can afford at different scenarios.

This is a good highlight video about risk tolerance. Enjoy.


via Fast Money Trade School: Risk Tolerance –

Matthew McCall, President of Penn Financial Group wrote an article for Investopedia ( a nice site for financial learning) about countries that might represent a profitable  alternative for investors who are searching for diversifying their portfolios and run away from the new financial regulations in USA.

I just want to add that the BRIC group is one of my favorite because they have shown how to deal with the financial crisis and have kept consistently improving their economic indicators.

Brazil is not just a paradise because of tourism, it is actually one of the best places in Latin America to watch for investment purposes. However, you have to be aware of the tax system and its implications that practically is not different from the rest of Southamerica due to cultural similarities.

via International Investments To Watch.

I don’t want to be pessimistic, but it is a good habit listening. I have read about what Gary Shilling, a bear guy, says on the current economic scenario.

According to him we would be entering to a period of deflation that could last a decade.

I just want to add the following: We know that the best way to improve the economy in a nutshell is estimulating the consumer spending and investments. So, what is the big deal to make decisions that can impact those economic factors? What is wrong with making the appropriate decisions?

I do not know what to answer, and if you have an answer let me know.PLEASE!

via Gary Shilling: Where To Invest in a Deflationary Economy.